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Mobile Payments Market Entry Strategy – AfricaDeveloped business case and market entry strategy for global payment company in large African market. Included development of pricing model, market research, product development liaising with issuing banks, acquiring banks, MNOs, mobile money operators and national payments switch. Mobile Payments Market Feasibility Study – AfricaConducted research and feasibility assessment of African mobile payments market, evaluating market participant including their state of technological readiness (platform reliability and scalability), agent and distribution strategies. Included regulatory analysis & market interoperability evaluation.
Mobile Payments Business Plan and Strategy Assessment – AfricaAssessment of an independent mobile money operator’s state of readiness to launch mobile money services including business case, pricing, agent strategy, technological capabilities, customer acquisition strategy and roll out plans.  Advice given as how to implement industry best practice. Mobile Payments Strategy – Emerging MarketsDeveloped global transformational strategy for mobile money and payments in emerging markets for leading fintech company. Included country research and regulatory analysis, forecasting of payments markets and remittance flows. Value chain and competitor analysis included.
Mobile Money Strategy Development and Implementation – AfricaDeveloped mobile money strategy and implementation plan for leading international telco. Defined product set, pricing and technical solutions required for five year business plan. Included agent strategy, marketing & implementation plans and managing strategic partner relationships. Mobile Money Business Case and Strategy – AsiaAdvised leading global mobile operator on setting up a microfinance bank in South Asia to focus specifically on the delivery of mobile financial services. Business assumptions formulated and five year financial model and business plan developed to formulate strategy around market entry.
MFI Treasury Management – AfricaDeveloped liquidity management and cash forecasting tool to help microfinance banks to better manage their liquidity in line with best international practice. Also redesigned investment policy and workshopped the results. MFI Treasury and  Product Development – AfricaAdvised apex microfinance bank on the development of new banking products to serve their clients. Also developed liquidity management and cash forecasting tool assist them in their risk management.
Banking Management Consultant – London (City)Consultant at specialist financial services consultancy. Advised leading international banks on implementation on market risk, credit risk and finance systems and processes. Business Analyst – London (City)Senior Analyst on STP system for OTC credit, equities and fixed-income derivatives.
Risk and Treasury Management – London (City)Trading assistant, risk management and treasury on convertible bond trading desk. FX and Interest Rate Trading – London (City)Trader with responsibility for trading emerging market currencies and short term interest rate products.

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